Insurance coverage is ultimately a financial question wrapped in legal complexity.
Whether a claim is covered, who pays for the defense, and what a policy actually requires can determine the outcome of a dispute as decisively as the facts of the underlying case. We advise insurance companies and business policyholders on exactly those questions, and we litigate them when the parties disagree.
We provide coverage opinions and handle coverage disputes across a wide range of insurance policies — general liability, professional and management liability, property damage, environmental, and complex multi-layered insurance programs — and we bring and defend lawsuits seeking judicial declarations of coverage rights as well as bad-faith claims. Our construction and surety background is a particular advantage here, because many of the most difficult coverage disputes arise from construction-defect claims, additional-insured questions, and priority-of-coverage conflicts. We give clients a clear understanding of where they stand and a strategy aimed at the best financial result, not just the legal one.
